How to Add your Credit Card to Apple Pay (Apple Wallet & Apple Watch)

Wendy Chan

Wendy Chan

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Apple Pay has just launched in Hong Kong! Are you as excited as we are? We’re stoked to try this out and will share our experiences of transacting with Apple Pay throughout Hong Kong. For reference, here’s a list of stores that currently support Apple Pay.

Apple Wallet

Here’s how you can link your local credit card (Visa, MasterCard, and American Express) to Apple Pay.
1. Open Wallet
Open Wallet
2. Tap on ‘Add Credit or Debit Card’.
Tap Add Credit or Debit Card
3. Tap on ‘Next’ in the top right of the screen.
Apple Pay Set up
4. Position your credit card in the frame or manually enter in your credit card details.
Apple Pay Credit Card Setup
5. Enter your credit card’s expiration date & security code.
Apple Pay Credit Card Setup
6. Agree to the Terms and Conditions.
Apple Pay Terms and Conditions
7. Select a verification method (SMS or email) and enter in the verification code.
Apple Pay Verification Code
8. Your credit card is now activated and ready for use!
Activate Apple Pay
Activate Apple Pay
9. Here’s Wallet – where all your credit cards & digital coupons, loyalty cards, event tickets, boarding passes, and more are stored.
Activate Apple Pay

Apple Watch

Once you’ve added your credit card to Apple Wallet, you can also add Apple Pay to your Apple Watch! Note that you’ll need to create a passcode for Apple Watch before you can link your credit card. The steps below show how to link your credit card to Apple Watch if you have already linked it to Wallet.
1. Open the Watch app
Open Apple Watch App
2. Tap on ‘Wallet & Apple Pay’
Open Wallet on Apple Watch App
3. Tap on ‘Link’ to link your credit card in Apple Wallet to your Apple Watch.
Link credit card Apple Watch
4. Input your credit card’s security code.
Apple Watch Apple Pay security code
5. Accept the Terms and Conditions.
Apple Watch Apple Pay Terms and Conditions
6. Select a verification method (SMS or email) and enter in the verification code.
Apple Watch Apple Pay verification code
7. Your credit card has now been added to Apple Wallet and is ready for use!
Apple Watch Apple Pay activated
8. Here’s a notification I received right from my Apple Watch.
Apple Watch Apple Pay notification
9. And here’s what Wallet looks like when I open my Apple Watch.
Apple Watch Apple Pay
Have you tried Apple Pay in Hong Kong? What’s your experience been like? We’d love to know!